17 Jan 2025
4x4 Motability cars provide unmatched versatility, safety, and practicality, making them ideal for rural areas, off-road adventures, and harsh weather conditions.
Their advanced traction systems, including four-wheel drive (4x4) and all-wheel drive (AWD), deliver superior grip and stability on slippery or uneven surfaces. These vehicles offer spacious interiors, high driving positions, and advanced features like adaptive driving modes and collision-avoidance systems, ensuring comfort and security for drivers and passengers.
The Motability Scheme at Wilsons, simplifies the leasing process, allowing eligible individuals to exchange their mobility allowance for a brand-new car, complete with insurance, servicing, maintenance, and breakdown cover. Customers benefit from affordable advance payments and no-cost adaptations, such as wheelchair access and hand controls, tailored to their needs.
This guide explores top models, highlights key benefits, and provides expert tips to help you choose the perfect 4x4 for your needs and lifestyle through the Motability Scheme.
What Are 4x4 and AWD Cars?
4x4 and AWD cars enhance traction, stability, and control by powering all four wheels, but they work differently.
4-Wheel Drive (4x4) vs All-Wheel Drive (AWD)
4-wheel drive (4x4) uses mechanical components to engage all wheels, making it ideal for off-road driving, rural areas, and harsh weather. Drivers can switch between two-wheel and four-wheel modes for efficiency on smooth roads and grip on rough terrain. Models like the Nissan X-Trail and Hyundai Tucson perform well in such conditions.
All-wheel drive (AWD) systems, on the other hand, automatically distribute power to all wheels, optimizing traction without manual input. AWD suits city driving, highways, and light off-roading, offering convenience and reliability in changing conditions. Models like the Hyundai IONIQ 5 demonstrate AWD’s ability to handle slippery roads and urban commutes.
Choosing between 4x4 and AWD depends on driving habits. Off-road enthusiasts or rural drivers benefit from 4x4’s adaptability, while urban drivers prefer AWD’s automatic control for everyday use. Ask yourself these questions: Do I drive on rough terrain? Do I face heavy snow or rain often? Do I need towing capability? If yes, a 4x4 is better. Otherwise, AWD is sufficient for city driving and occasional challenges.
SUVs vs 4x4s – What’s the Difference?
SUVs often appear rugged but may lack genuine 4x4 features. Some SUVs offer only front-wheel drive despite their off-road design. Always check the specifications for AWD or 4x4 labels and look for features like locking differentials, terrain modes, and hill descent control to ensure off-road readiness.
*Click here to read all you need to know about SUVs on Motability in our dedicated article!
Benefits of Choosing a 4x4 Motability Car
These cars balance safety, comfort, and sustainability. Whether tackling rough terrain or city streets, these vehicles provide the performance and features needed for modern lifestyles.
Enhanced Safety and Traction in One Vehicle
The 4x4 cars offer more safety, and are more practical and eco-friendly, making them ideal for diverse driving needs. Their advanced traction systems improve grip on slippery roads, snow, and mud, reducing skidding risks and increasing stability. Real-world examples, like the Hyundai Tucson and Nissan X-Trail, demonstrate how features such as adaptive drive modes and hill descent control prevent accidents and ensure better handling in unpredictable conditions.
Practicality for Families and Adventure Seekers
Spacious interiors and higher driving positions make 4x4s practical for families and adventure seekers. Larger boot capacities accommodate luggage, outdoor gear, and mobility aids, catering to active lifestyles. Models such as Peugeot 3008, provide adjustable seating and wide doors for easier access. Adaptations, including wheelchair ramps, hand controls, and swivel seats, can be fitted at no extra cost, ensuring comfort and accessibility for disabled drivers and passengers.
Eco-Friendly Options With a Wide Range of Hybrids and Electric 4x4s
Hybrid and electric 4x4s offer eco-friendly alternatives without compromising performance. Plug-in hybrids, like the Hyundai Tucson Plug-in Hybrid, allow short electric-only trips, reducing fuel costs and emissions. Fully electric models, such as the Hyundai IONIQ 5, deliver zero-emission driving and qualify for lower running costs under the Motability Scheme. Their rapid charging capabilities and government incentives make them appealing to environmentally conscious buyers.
*Click here to learn more about electric Motability cars and their benefits!
Best 4x4 Models Available on the Motability Scheme in 2025
Hyundai Tucson
Nissan X-Trail
Peugeot 3008 Hybrid
Hyundai IONIQ 5
Jeep Avenger 4xe
1. Hyundai Tucson
The Hyundai Tucson 1.6T Hybrid (Motability offer here) offers an appealing choice for drivers seeking a versatile 4x4 through Motability. Its semi-auto six-speed transmission pairs with a 215bhp hybrid engine, delivering a 0-60mph time of 8.5 seconds and an impressive 43.5mpg.
With a robust 367Nm of torque at just 1000rpm, the Tucson handles both city streets and rugged terrain efficiently. The spacious interior accommodates five passengers comfortably, while its 616-litre boot expands to 1795 litres with the seats folded, making it ideal for luggage or equipment.
For city use, the Tucson excels with its compact turning circle of 11 meters, intelligent speed assist, and parking collision avoidance features. The hybrid system ensures smooth, quiet performance during stop-start traffic.
In rural settings, its 4x4 capability, 19-inch alloy wheels, and high ground clearance provide excellent stability and comfort on uneven terrain. The durable build, with a towing capacity of 1360kg, supports outdoor activities. With features like three-zone climate control, heated seats, and wireless smartphone integration, the Tucson combines practicality, comfort, and modern tech for all driving needs.
PROS
Spacious Interior: Generous room for passengers and a boot capacity of 616 litres (1795 litres with seats folded).Versatile Performance: 4x4 capability, robust 367Nm torque, and a towing capacity of 1360kg support diverse driving needs.Safety Features: Advanced systems like Parking Collision Avoidance, Blind Spot View Monitor, and Lane Keep Assist ensure high safety standards.
CONS
Price Tag: Higher starting price compared to some competitors, especially for upper trims.Handling Limitations: Less agile than some of its rivals, with noticeable body lean during cornering.Visibility Issues: Thick rear pillars and angled front pillars can obstruct views at T-junctions and tight corners.
2. Nissan X-Trail
The Nissan X-Trail (Motability offer here) can be an interesting option for drivers seeking a versatile 4x4 through Motability. Its hybrid powertrain, combining a 1.5-litre three-cylinder petrol engine and a 201bhp electric motor, delivers smooth, efficient performance. The e-4orce variant adds a second motor for four-wheel drive, producing 211bhp with intelligent power distribution, making it adept at handling various terrains. Its self-charging hybrid system eliminates the need for plugging in while providing up to 50mpg under optimal conditions.
Inside, the X-Trail accommodates up to seven passengers, with the third-row ideal for children. The spacious cabin features a 12.3-inch infotainment screen from mid-spec trims, and thoughtful touches like generous storage and panoramic roof options enhance comfort. Despite some interior plastic drawbacks, its practicality and tech-forward design appeal to families.
For towing, the X-Trail e-4orce can handle up to 1,800kg, outpacing rivals like the Toyota RAV4 Hybrid (1,650kg) but falling short of the Skoda Kodiaq (2,000kg). This capability suits moderate towing needs, balancing power and efficiency effectively.
PROS
Hybrid Efficiency: Offers up to 50mpg in 2WD variants, with intelligent e-4orce 4WD delivering strong performance and economy.Versatile 4x4 Capability: e-4orce 4WD adapts power distribution for diverse terrains, enhancing control and stability.Towing Capacity: Can tow up to 1,800kg in e-4orce configuration, suitable for moderate trailer or caravan needs.
CONS
Boot Space Constraints: Smaller boot capacity compared to some rivals, particularly with all seats in use.Fuel Economy Variability: Real-world efficiency often falls short of official claims, particularly in hybrid models.Pricey Top Trims: Higher-spec models approach premium SUV pricing, making them less competitive.
*Looking for a 7-seater vehicle? Click here to see our article on the Best 7-seater Motability cars.
3. Peugeot 3008 Hybrid4
The Peugeot 3008 Hybrid4 is an attractive choice for drivers seeking a 4x4 on Motability. Its 300PS powertrain combines a 1.6-litre PureTech petrol engine with two electric motors, delivering smooth, responsive performance through an eight-speed automatic transmission. The all-wheel-drive system enhances traction on varied terrains, and the four driving modes, including 4x4 and electric-only, cater to different driving needs. With a 29-mile electric range and CO2 emissions as low as 29g/km, it offers impressive efficiency for urban and mixed driving scenarios.
The 3008 Hybrid4 is family-friendly, featuring a comfortable, premium interior with Peugeot's i-Cockpit layout. The high-mounted 12.3-inch digital cluster and 10-inch infotainment screen ensure intuitive access to key controls, while options like Nappa leather seats, a panoramic sunroof, and eight-point massagers add luxury. Rear passengers enjoy ample space, and the 588-litre boot accommodates family trips, although it shrinks slightly due to the hybrid components.
The stylish design, high-tech cabin, and versatile capabilities make the Peugeot 3008 Hybrid4 a practical and appealing 4x4 choice.
PROS
All-Wheel Drive Capability: The 4x4 system improves traction and stability on varied terrains, making it versatile for different driving conditions.Premium Interior: High-quality materials, Peugeot’s i-Cockpit layout, and optional luxury features like massaging seats and a panoramic roof enhance comfort.Family-Friendly Space: Ample rear legroom and a 588-litre boot ensure practicality for families, even with hybrid components.
CONS
Reduced Boot Space: Hybrid components slightly reduce boot capacity compared to non-hybrid models.Ride Comfort Variability: The hybrid's weight affects ride comfort, especially on rough roads.Rear-Seat Practicality: While spacious, the rear seats lack sliding functionality, reducing flexibility compared to some competitors.
4. Hyundai IONIQ 5
The Hyundai Ioniq 5 on Motability offers all-wheel drive (AWD) in several of its trim levels. Specifically, the N Line, Ultimate, and N Line S trims are available with an AWD option.
It appeals to drivers seeking 4x4 capability on Motability due to its standout retro-futuristic design, spacious interior, and advanced technology. The dual-motor all-wheel-drive version offers 325hp and 605Nm of torque, delivering strong performance with a 0-60mph time of 5.2 seconds. This configuration provides enhanced traction and stability, making it ideal for varied driving conditions. Its 84kWh battery supports a range of up to 307 miles and allows ultra-fast 260kW charging, replenishing from 10-80% in just 18 minutes. The Ioniq 5’s cabin is spacious and versatile, featuring reclining seats, a sliding centre console, and an airy layout with flat floors for improved accessibility.
The Ioniq 5 champions sustainability with eco-friendly materials in the interior and zero tailpipe emissions, reducing environmental impact. Its electric powertrain offers significantly lower running costs compared to traditional combustion engines, with cheaper charging options and exemption from vehicle tax. With a five-year unlimited mileage warranty and robust safety features, the Ioniq 5 delivers an economical, stylish, and eco-conscious option for Motability users.
PROS
All-Wheel Drive Capability: The dual-motor system provides excellent traction and stability, making it suitable for diverse driving conditions, including challenging weather.Fast Charging: Ultra-fast 260kW charging replenishes the battery from 10-80% in just 18 minutes, minimizing downtime on long journeys.Advanced Technology: Features like the dual 12.3-inch screens, Vehicle-to-Load (V2L) charging, and comprehensive safety systems enhance convenience and safety.
CONS
Costlier AWD Variant: The dual-motor model is more expensive than single-motor options, which offer better range and lower upfront costs.Efficiency Variability: A real-world range of 307 miles for AWD is respectable but lower than some rivals with similar battery capacities.Limited Boot Space: At 520 litres, the boot is smaller than key competitors like the Skoda Enyaq and VW ID.4, and AWD models reduce front storage further.
5. Jeep Avenger 4xe
The Jeep Avenger 4xe offers a compact 4x4 solution tailored for Motability users seeking off-road capability and everyday practicality. Jeep equips the Avenger 4xe with a hybrid powertrain that combines a 1.2-liter petrol engine with dual electric motors, delivering 137bhp and enhanced traction through an all-wheel-drive system.
This innovative setup ensures rear-wheel torque distribution below 19mph and selectively engages the front motor at higher speeds to optimize fuel efficiency. Drivers benefit from improved ground clearance, a multilink rear suspension, and selectable drive modes for off-road conditions, enhancing the vehicle’s ability to navigate uneven terrains, steep inclines, and water fording up to 40 cm.
Jeep’s off-road heritage is evident in the Avenger 4xe’s design and functionality. As the brand known for rugged vehicles, Jeep integrates signature elements like anti-scratch bumpers, cladding for underbody protection, and durable, washable seat materials. The brand’s commitment to capability extends to features like roof bars, tow hooks, and enhanced approach and departure angles. This legacy makes the Avenger 4xe a confident choice for those who value off-road prowess and reliability.
PROS
Hybrid AWD Capability: The combination of a petrol engine and dual electric motors delivers true all-wheel-drive performance, enhancing grip and off-road capability.Improved Off-Road Angles: Higher ground clearance, 22-degree approach, and 35-degree departure angles make it adept at tackling rugged terrains.Selectable Driving Modes: Tailored modes for off-road and sporty performance increase versatility across different terrains.
CONS
Limited Electric Range: As a mild hybrid, it offers only brief electric assistance and cannot drive significant distances on electric power alone.AWD Limitations: The rear electric motor disengages above 56 mph, reducing the benefit of AWD at higher speeds.Unknown Longevity: As a newer model, the long-term reliability of the hybrid system remains unproven compared to Jeep’s traditional powertrains.
Key Factors to Consider When Choosing Your Vehicle
1. Terrain and Weather Conditions
Choosing the right 4x4 Motability car requires careful consideration of terrain, driving purpose, budget, and mobility needs. The environment plays a key role in this decision. For rural drivers facing rough terrain, snow, or mud, 4x4 models like the Nissan X-Trail provide superior grip and stability. Urban drivers benefit more from all-wheel-drive (AWD) options such as the Hyundai IONIQ 5, which handles rain-slick roads efficiently while offering comfort for city commutes.
2. Driving Purpose (Daily Use vs Adventure)
The car's purpose also matters. For daily use, hybrid or electric SUVs deliver cost-effective and eco-friendly performance, making them ideal for short city trips. Adventure enthusiasts or those who tow caravans will find models like the Hyundai Tucson Plug-in Hybrid more suitable due to its towing capacity and off-road capability.
3. Budget and Advance Payment Options
Budget and advance payment options influence the final choice. Many 4x4 Motability cars, such as the Peugeot 3008 Hybrid4, offer affordable advance payments. For cost savings, hybrid and electric models reduce fuel expenses and qualify for tax incentives, lowering long-term costs. Reviewing Motability’s quarterly pricing updates ensures you find the best deals.
4. Adaptations for Mobility Needs
Mobility adaptations enhance usability for disabled drivers and passengers. Features like wheelchair access, hand controls, and swivel seats are available at no extra cost under the scheme. These customizations ensure comfort and independence, making vehicles like the Hyundai Tucson ideal for diverse mobility needs.
Our Expert Tips for Leasing a 4x4 Mobility Car
Leasing a 4x4 Motability car requires careful planning to ensure the vehicle meets your needs and preferences. Checking dealer availability early is crucial, as popular models like the Hyundai Tucson and Peugeot 3008 often face limited stock due to high demand. Contacting dealerships well in advance allows you to secure your preferred car and avoid delays.
Test-driving multiple options is essential for comparing performance, comfort, and handling. A 4x4’s grip and stability vary between models, and experiencing them firsthand helps you choose one that suits your driving style. Vehicles like the Nissan X-Trail provide robust off-road capabilities, while the Hyundai IONIQ 5 focuses on smooth city driving, making test drives invaluable for decision-making.
Requesting demonstrations of features ensures the car’s AWD or 4x4 system matches your expectations. Some systems engage automatically, while others require manual input. Understanding these functionalities, along with features like terrain modes and hill descent control, helps you make an informed choice.
Balancing fuel efficiency and performance is critical when selecting a 4x4. Plug-in hybrids like the Hyundai Tucson Plug-in Hybrid offer reduced running costs, while petrol-based models prioritize power. Consider your driving habits and environmental conditions to strike the right balance between operating costs and vehicle capabilities.
Leasing under the Motability Scheme provides flexibility and support, but preparation ensures you select the right vehicle. So research, test, and verify yourself the key features, to lease a 4x4 that delivers the safety and performance needed for your lifestyle.
4X4 Cars on Motability FAQs
Q: Are 4x4s more expensive on the Motability Scheme?
A: 4x4s tend to be more expensive on the Motability Scheme due to rising vehicle production costs and global shortages. The price includes the model's advance payment, which has also increased in recent years. While the scheme allows users with eligible mobility benefits to exchange their payments for a new car, the cost of 4x4s reflects their added features and versatility. These vehicles are popular among those who enjoy outdoor activities or require off-road capabilities. Adaptations for 4x4s, such as mobility aids, are typically provided at no extra cost. Models like the Nissan X-Trail, Hyundai Tucson, and Jeep Avenger are examples of 4x4s available on the scheme, offering a practical solution for those with mobility needs.
Q: Can I get a 4x4 adapted for mobility needs?
A: Yes, you can get a 4x4 adapted for mobility needs through the Motability Scheme. The scheme allows eligible users to exchange mobility benefits for a new vehicle, including 4x4 models. Most mobility adaptations, such as hand controls or swivel seats, can be fitted at no additional cost. 4x4s are especially suitable for individuals who require enhanced traction, off-road capability, or a higher driving position. Models like the Ford Kuga, Hyundai Tucson, and Kia Sportage are popular options available through the scheme. While the overall cost of vehicles on the scheme has risen recently, the ability to customize a 4x4 for specific mobility needs remains an accessible and practical solution.
Click here to read all our FAQs on the Motability Scheme.
At Wilsons, we are committed to offering the best Motability deals for our clients. Take advantage of the nil deposit mobility options (read more here) and explore the benefits of Wilsons Motability Scheme today. Find out more about our available stock of vehicles, all the latest Motability offers, vehicle cover, and customization options by visiting our site or contacting our Motability dealers.
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