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If you’re looking for a Motability car without breaking the bank, then this is a good place to start. Upfront costs can be challenging to find, which is why we’re highlighting the best Motability cars with nil deposit.
Here at Wilsons Epsom, we’re a proud Motability Car Scheme partner and many of our vehicles are available with zero deposit. Our extensive range offers something to suit everyone.
Do you need a compact city car? No problem! What about an electric SUV? We’ve got you covered! Get in touch to discuss your lifestyle and mobility needs today.
In the meantime, read on to find out more about the Motability models available with absolutely no advance payment required!
It may be that you’re new to the Motability Scheme or wondering if you may be eligible. Before we explore the top Motability cars with no upfront deposit, this section is designed to help you understand more about the scheme:
The Motability Car Scheme helps people with disabilities and mobility issues lease a new car using their disability benefits. Eligible participants can take advantage of an all-inclusive package that covers insurance, maintenance, and breakdown coverage.
You may be eligible for the Motability Scheme if you receive one of the following benefits :
There are many benefits to being part of the Motability Car Scheme - here’s what you need to know :
Many of the cars that are included in the Motability Scheme require an advance payment, but you’ll be surprised at the selection on offer without any upfront cost whatsoever.
The monthly cost is typically covered by your mobility allowance, which is paid directly to Motability. Adaptation costs can often be included in the agreement which makes it an affordable and accessible option for many.
The Citroen C3 (Motability offer here) is considered a compact supermini hatchback with SUV-inspired styling elements for a more robust look.
As with all new Citroen’s, the C3 features the brand's signature rubber panels on all four doors which come in very handy when parking in bustling city centres.
Though it may not be to everyone’s taste from a design point of view, the Citroen C3 certainly excels as a Motability vehicle.
Drivers and passengers with mobility challenges will appreciate the raised seating position and wide-opening front doors.
Another feature to highlight is the Advanced Comfort seats and suspension system which provide exceptional ride quality. This is particularly beneficial for passengers with pain or sensitivity issues.
The Dacia Jogger (Mobility deal here) is a versatile seven-seat family-sized MPV (multi-purpose vehicle) with an SUV-style design. Though not necessarily the best-looking car on the market, what the Jogger lacks in looks it certainly makes up for where price point, space and practicality are concerned.
If you have a large family or need extra room for mobility equipment, then the Dacia Jogger won’t disappoint.
Its high roof and wide-opening doors make access easy, while the flexible seating configuration allows for a multitude of storage solutions.
Blurring the line between a standard MPV and a modern SUV, the Jogger has been praised for its price when purchased new, which makes it a very affordable option for individuals relying on government grants.
The Dacia Sandero (latest Dacia Motability offers here) is a practical supermini-sized hatchback that proves to be a great all-round car.
Don’t be put off by its ‘plain Jane’ demeanour, as the Sandero is more than capable of looking after you on the daily commute and those weekend getaways.
Perfectly suited to city life thanks to its compact design, the Dacia Sandero is not only praised as an affordable car but one that can accommodate mobility aids as well.
From a driver’s perspective, the dashboard is well laid out with straightforward and easy-to-use controls paired with a clear and clean display.
The elevated driving position is a handy touch which makes for good all-round visibility, as well as entering and exiting the vehicle without feeling like you’re climbing out.
A name you may not be all too familiar with, the Dacia Spring (Motability offer here) (click here for Motability price list) is a compact fully electric car that has been designed for city life and shorter journeys.
If you’re considering switching to an EV, then the Spring is a great little entry model into the world of battery-powered vehicles.
So let’s not beat around the bush here, the main thing you need to know about the Dacia Spring is that it is a small-sized car, which is obviously only ideal if you don’t regularly carry passengers or have large mobility equipment requirements.
But, if petite ticks your box, then the Spring has a lot to offer, including a raised seating position. A big benefit of the electric powertrain is that you can enjoy a very smooth and quiet driving experience.
For drivers with cognitive challenges, the car has been designed with simple controls and a straightforward interface with an integrated infotainment system.
The Fiat 500e (Motability deal here) is a much-loved little Italian icon that has had an all-electric makeover. Combining retro styling with modern technology, the compact hatchback is considered a city car with the ability to take you on countryside adventures.
Well, if you’re looking for a car that can get you from A to B while doing it in style, then the Fiat 500e has your name on it.
Ideal for drivers who primarily travel in built-up areas, this little beauty is jam-packed with features and technology - such as autonomous driving assistance which will maintain the distance from the vehicle in front of you, and keep you in your lane.
Plus, the regenerative braking system can be adjusted to allow single-pedal driving, beneficial for users with limited mobility in their lower limbs.
The Fiat 600 (Motability price list here) is bringing big personality and style to the small SUV market. Think of it as the big brother to the popular 500 model, with a touch more space and family-friendly appeal.
Fiat is a big advocate for ‘going green’ and as such, has ensured its 600 SUV model is available as a petrol hybrid or 100% electric variant - ideal if you’re hoping to make the switch.
The Fiat 600 perfectly strikes a balance between accessibility and practicality with an elevated seating position and wide door openings, plus a higher ride height.
But that’s not all, drivers can benefit from a special seat massage function which is great for bad backs, as well as hands-free boot opening and closing.
The Hyundai i10 (Mobility deal here) makes no apologies for being a compact city-sized car through and through. As a reliable little hatchback, the i10 puts the comfort of its passengers first, often being praised for its pleasantly surprising build quality.
They say all good things come in small packages, and that’s exactly what the Hyundai i10 offers. Petite but perfectly built, it is most at home in towns and cities and is extremely easy to drive.
The high level of standard safety equipment provides reassurance to Motability Scheme drivers, and the reliable mechanics ensure dependable mobility at all times.
The Nissan LEAF is a well-established all-electric family hatchback that has paved the way for many other similar zero-emissions cars. When you think of sustainable transport, then the LEAF is right up there.
If you’re looking to keep your motoring costs down, then the Nissan LEAF can prove a good choice. Wave goodbye to fuel prices as this family-friendly car is electric through and through.
This is undoubtedly one of the best electric vehicles available on the Motability Scheme with no upfront payment, yet it is packed full of advanced safety technology.
Let’s not forget that the Nissan LEAF can be fully adapted to your mobility requirements, including the likes of steering aids and hand controls.
The Peugeot E-Rifter (Mobility deal here) is classed as an electric MPV (multi-purpose vehicle) with up to seven seats. It has been derived from a small-sized van in order to prioritise space and accessibility for drivers with mobility issues.
Though not for every driver’s tastes, the Peugeot E-Rifter is specifically designed with accessibility in mind - which can only be a good thing!
The large sliding doors and high roof make it perfect for wheelchair users or those transporting substantial mobility equipment. Read more about wheelchair-accessible vehicles in our guide here.
A notable perk of the E-Rifter model is that it is available in either standard or long versions, depending on the amount of space you require.
A name known and loved by many, the Renault Clio (Motability offer here) is a sophisticated-looking supermini car that provides premium features in one compact package.
It has won multiple awards including ‘Best First Car’, and ‘Best Small Car’ and proves to be a popular choice.
Hats off to Renault for making its Clio model Motability friendly. By that, we mean that the manufacturer has ensured a diverse range of safety and driver assistance technology is included as standard.
There are features to help make the daily drive more enjoyable, such as hands-free parking and hill-start assist.
The Clio combines easy access with premium comfort features which makes the overall ride quality a more streamlined experience without removing any of the fun!
The Renault Megane E-TECH (Motability price list here) is a premium-built electric crossover combining style with advanced technology, making it a great choice for individuals and small families.
If you’re looking for an electric car that will give you a well-balanced driving experience, then the Renault Megane E-Tech is definitely your cup of tea.
The battery-powered car cleverly provides Motability drivers with sophisticated electric mobility alongside excellent accessibility features.
It’s a beautifully designed car inside and out that doesn’t compromise on style over substance. If you drive long distances, then you’ll love the Megane E-TECH’s range of almost 300 miles per charge with the added benefit of fast charging capabilities.
*** Click here to see all our latest Motability deals and offers available.
How much is the Motability allowance per week?
The mobility allowance on the Motability Car Scheme increased in 2024 to £75.75 per week for eligible recipients of the Higher Rate Component of Disability Living Allowance (HRMC DLA), Enhanced Rate Mobility Component of Personal Independence Payment (ERMC PIP), and Armed Forces Independence Payment (AFIP).
By comparison, the War Pensioners’ Mobility Supplement (WPMS) is currently £84.55 - just over £10 more per week. Each of these allowances goes directly toward your vehicle lease if you choose to join the scheme.
It is not possible to buy your car at the end of a Motability Scheme lease, no matter how long you have the car.
The standard lease is for three years, but it may be possible to extend the lease for up to two more years. Other options include choosing a new vehicle or leaving the scheme altogether.
The amount you pay for your Motability Car Scheme lease from your Personal Independence Payment (PIP) depends on the type of lease you have.
For example, a ‘fixed’ lease means you only need to use some of your weekly allowance on a vehicle, whereas a ‘variable’ lease requires you to use all of your mobility allowance on the scheme.
No, you don't necessarily need a deposit (also called an Advance Payment) to lease a Motability car.
The scheme offers many renowned models with no upfront deposit, such as the Dacia Jogger, Fiat 500 electric hatchback, and Renault Clio among other SUVs or cars.
Yes, there is a growing number of electric cars available on the Motability Scheme. Examples include the Nissan LEAF, Peugeot E-Rifter and Renault Megane E-TECH.
Cars on the Motability Scheme come with a full supporting package. This includes insurance, servicing and maintenance, breakdown assistance, yearly road tax, replacement tyres, windscreen repairs, and some vehicle adaptations free of charge.
For bigger families, the best Motability cars are typically seven-seaters. These vehicles provide the ideal combination of space, practicality, and comfort, ensuring there’s plenty of room for passengers and any necessary equipment or luggage. Click here to read our article about 7 seater Motability cars and find the one that suits you best.
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Here at Wilsons Epsom, we're committed to making your Motability journey as smooth and straightforward as possible.
Our team of Motability specialists will guide you through every step of the process, from choosing the right Motability offers and vehicle to arranging necessary adaptations.
What’s important to us is that you choose the right vehicle for your needs, and we’re here to help in that all-important process.
Whether you want to know more about how the scheme works or exactly what’s included in your car lease package, we have got you covered.
Even when our Motability showroom is closed, our virtual doors are always open! On our website, you can access our Motability Hub 24 hours a day, 7 days a week for the latest news.
Our comprehensive Motability Car Scheme section is designed with you in mind:
Discover our £0 advance payment deals and find your perfect Motability vehicle without leaving the comfort of your home.
Once you’ve found the Motability car for you, book a visit at our Surrey-based showroom for a complete tour of the vehicle and an accompanied test drive.