Fiat Car Finance

Why finance a Fiat with Wilsons?

Wilsons Epsom offers finance packages to suit you.

We offer Car Hire Purchase or Personal Contract Purchase agreements – usually on more generous terms than elsewhere. Unlike a personal loan, the benefit of a Car Finance Agreement from Wilsons is that your vehicle becomes a security, so it doesn’t affect your credit file like a personal loan may do.

Hire Purchase or Personal Contract Purchase – which one is best for you?

Hire Purchase

If you have a large lump sum deposit then this option could be best for you. Hire Purchase policies often offer you lower interest rates too. To make your repayments manageable, you can take this type of policy over a 12 to 60 month period. At the end of your repayments you own your vehicle.

Personal Contract Purchase

This option allows you to defer much of the cost associated with buying your Fiat car, putting you in control. Within certain parameters, you decide:

  • The size of your deposit.
  • The length of the repayment term (usually between 18-42 months).
  • The annual mileage allowance that suits you.
  • Wilson’s will then calculate a “Guaranteed Minimum Future Value” (i.e. the expected value of your vehicle at the end of your monthly repayments).
  • When the agreement ends.
  • When to pay off the value of the car, so you then own it in full or, quite simply you can return it to Wilsons with no further obligation. Wilsons will tell you upfront the “Guaranteed Minimum Future Value” – i.e. the expected value of your car at the end of your monthly repayments – so you can plan in advance.

Looking to Purchase a New Fiat?

Wilsons have teamed up with our partners at Fiat to give you some great finance policies.

We can help you structure your repayments in the most advantageous way to suit your pocket, you may also benefit from a variety of additional great stuff too:

  • Comprehensive warranties
  • Servicing plans
  • Free insurance
  • Road tax exemptions
  • Breakdown cover

Contact us by filling in the Enquiry Form, or call 0203 993 9908 and we’ll be happy to help you.

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Transport For London

Cars need to meet minimum emission standards when travelling in the Ultra Low Emission Zone (ULEZ) or the daily charge must be paid.

Minimum emission standards

Petrol: Euro 4
Diesel: Euro 6

The ULEZ will be enforced based on the declared emissions of the vehicle rather than the age. However:

Information from Transport For London

Check this car on the TFL website before purchasing: https://tfl.gov.uk/modes/driving/check-your-vehicle/

All our vehicles are subject to an Admin Fee. Our Admin Fee covers any additional administration needed during your transaction, including a thorough provenance check (HPI Check). The admin fee also includes the cost to fully valet, register and, if necessary, MOT your vehicle (if less than 6 months left of current MOT).

Our administration fee is a variable fee which covers the additional administration needed when transacting with different categories of customers as specified. Retail Customers £199.00 - (Private buyers - NOT an owner, partner or director of a new/used vehicle sales company). Retail Customers using a finance broker outside our official panel of lenders paying funds direct to Wilsons Epsom - £399.00. All fees are inclusive of VAT.