At Wilsons we offer an array of financing packages that allow you to pay for your vehicle and related products and services in the way that is best for your present budget and priorities. The finance specialists at our Epsom dealership are experienced professionals, who will set out the available options to you in the clearest and most accurate of terms and provide recommendations based upon your needs and circumstances.
Financing obtained through the dealership is usually offered on more generous terms and more attuned to the particular needs of vehicle buyers than the more generalised personal loans available from other institutions. Moreover, under financing agreements from dealerships your vehicle becomes a security, keeping your credit lines open for other purchases – something which cannot necessarily be said for personal loans, which may exhaust the maximum amount of credit available from your lender.
The majority of financial policies we provide at Wilsons are Car Hire Purchase or Personal Contract Purchase agreements.
Car Hire Purchase, Epsom, SurreyPersonal Contract Purchase, Epsom, Surrey
Car Hire Purchase is best suited to customers who
have accrued a substantial lump sum for use as a deposit, which is then
deducted from the total price of your selected vehicle. Over the next 12
to 60 months, you then pay off the remaining cost of your financing
until you own the car completely. As well as being a simple, direct way
to vehicle ownership, Hire Purchase policies often give you low or even
0% interest rates.
Contract Purchase financing allows buyers to defer much of the costs of
buying a car. Within certain parameters, you can choose the size of
your deposit the length of your repayment term (usually between 18 and
42 months), and an annual mileage allowance. A “Guaranteed Minimum
Future Value" (i.e. the expected value of your vehicle at the end of
your monthly repayments) is then calculated. When the agreement ends,
you have the choice of paying off the value of the car and taking full
possession of it, or returning it to Wilsons with no further obligation.
If you are looking to purchase a new car from us, we can present a variety of arrangements in conjunction with our partners at Nissan, Citroen, Dacia, Fiat, Renault, Peugeot and Vauxhall. These policies apply to vehicles across the manufacturer's range, from superminis to SUVs and sportscars. As well as structuring your repayments in the most appropriate manner, these policies also supply such extra benefits as comprehensive warranties, servicing plans, free insurance, road tax exemptions or breakdown cover. The hundreds of used vehicles in our stock also offer a variety of payment structures and different benefits.
submitting a few relevant details through the enquiry form on this page
or by simply calling one of our friendly business managers, customers
throughout Surrey can quickly discover the terms and conditions
available at Wilsons. For more information on our financial
arrangements, get in touch with the helpful staff at our Epsom showrooms
Enquire below and a member of our team will reply to you within 24 hours