ESTABLISHED IN 1904

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Days Business Hours
Monday – Friday 09:00 – 19:00
Saturday 09:00 – 18:00
Sunday 10:00 – 17:00
call us 01372 736 000

Citroën Simply Drive

  • ​​3 Years' Comprehensive Insurance
  • 3 Years' Routine Servicing
  • 3 Years' Car Tax

  • 3 Years' Warranty
  • 3 Years' Payment Waiver

  • 1 Monthly Payment

What is Simply Drive?

It is a finance option that provides three years of comprehensive motor insurance, routine servicing, car tax, warranty and roadside assistance in one fixed monthly payment. This means that all you have to do is simply drive the car and refuel when necessary.

Simply Drive is funded on Personal Contract Purchase (PCP), so at the end of the three years you then have three options:

  • Pay the optional final payment and keep the car
  • Hand the car back to Citroën Financial Services (subject to mileage and condition)
  • Exchange the car for a new one (subject to settlement of your existing finance agreement)

How Does Simply Drive Work?

  • Select the Citroën that’s right for you.
  • Choose your annual mileage (6,000 to 30,000).
  • Select the amount you wish to contribute as a deposit (between 0% and 40% of the vehicle price). Part exchange of your current vehicle is available.
  • We will calculate the monthly payment for the full 3 year term of the agreement. Your monthly payment will include a contribution towards the cost of your motor insurance which is based on the age of the youngest driver on the policy, your residential postcode and model selected.

Additional charges may apply at the end of the contract subject to the vehicle condition and excess mileage.

What Does Simply Drive Offer?

You already know what Simply Drive is and how it works logistically, but what does this all mean? What do you actually get when you sign up to Simply Drive and what are the conditions?

  • 3 Years' Finance
    • The PCP agreement has a full term of 36 months which can not be altered. You will be required to pay 35 monthly payments at a fixed price followed by one optional final payment if you wish to keep the car.
  • 3 Years' Comprehensive Motor Insurance
    • Your motor insurance policy* will be automatically renewed at the end of year one and year two to ensure that you benefit from three years continuous cover (subject to underwriting criteria). Better still, for the duration of your agreement your premium will remain fixed.
  • 3 Years' Routine Servicing
    • Your new Citroën won't need an MOT for the duration of your contract, but it is always advisable to have it serviced regularly to make sure that it is performing at its optimum ability.
  • 3 Years' Road Tax
    • It is illegal to drive a car that does not have valid road tax, so it is peace of mind that you won't have to worry about renewing it for three years.
  • 3 Years' Roadside Assistance and Warranty
    • You can never be too careful, especially when it comes to your car. If anything goes wrong on the road you can be recovered with roadside assistance and any work that needs to be carried out will be covered by the warranty.
  • 3 Years' Payment Waiver
    • In the unfortunate event of you being made involuntarily redundant, Citroën Financial Services will waive up to six monthly instalments giving you the time to find alternative employment. If you remain unemployed after six waived instalments, you will be given the option to hand your vehicle back without further financial liability (subject to terms and conditions).

*Motor Insurance Information

The motor insurance policyholder must be the primary user of the vehicle. Generally this will be the same person as named on the personal contract purchase agreement. If this is not the case, the finance agreement holder must be named on the motor insurance policy. The vehicle must be kept at the same address. You can name up to three additional named drivers on the policy. Drivers must meet the following eligibility requirements:

  • C1 & C4 Cactus Pure Tech 75 & 82 models - Minimum age is 18 years with the maximum age being 75 years at the start of the contract
  • C4 Cactus Pure Tech 92, 110 petrol & Blue HDi 100 diesel models - Minimum age is 25 years with the maximum age being 75 years at the start of the contract
  • Drivers aged 18 - 24:
    • Must not have ANY driving convictions in past 5 years.
    • Must not have ANY Fault or theft claim in the past 3 years.
  • Drivers aged 25 - 75:
    • Must not have more than 1 Minor Conviction (CU, MW, PC, PL, SP, TS & MR39 codes only) in past 5 years.
    • Must not have more than 1 Fault or theft claim in the past 3 years.
  • No driver who has been banned or under suspension at any time during the previous five years will be insured.
  • All drivers must hold a full UK/EU licence, without Telematics^ this must have been for a minimum of two years
  • For policies without Telematics, the policyholder must have a minimum of two years No Claim Discount (NCD) and be able to evidence this (NCD earned as a named driver is not acceptable).
    • You will be required to submit evidence of your No Claim Discount to Citroën Insurance within 28 days of your policy start date. Failure to do so or providing invalid proof will result in your policy being cancelled.
    • NCD entitlement cannot be used on more than one motor insurance policy at the same time.
    • You must be able to transfer it from your existing vehicle to your new Citroën.
    • NCD must be from a policy held in the customer’s own name.
    • NCD earned as a named driver is NOT acceptable.
    • NCD earned outside of the UK, Northern Ireland, the Republic of Ireland, the Isle of Man or the Channel Islands will not be accepted.
    • NCD earned on a company car driver is acceptable provided the driver is at least 25 years of age. You will need to supply a letter from your employer on company letterhead stating:
      • You have had sole use of a company car for the period (pool car use is excluded).
      • You had personal as well as business use of the vehicle.
      • You have given up use of the vehicle within the last 12 months.
      • You were claim free for the previous 2 years or more.
    • The NCD has to be less than 3 years old if earned on a Citroën Insurance policy, less than 12 months old if on a company car policy or less than 2 years old from any other car insurance policy.
    • If you are unsure of your current NCD entitlements please check with your insurer. Customers with telematics who wish to include previous NCD also need to provide suitable proof of previous entitlement.

^Telematics is a device fitted to your car that measures how you drive by tracking your vehicle's movements through GPS systems. The following may be taken in consideration: your location, how long you've been driving for, how rapid or measured your acceleration is, how hard or smooth your braking is and your cornering. You will receive your telematics device via post once you have set up your Citroën Telematics Insurance policy. Once fitted, you can track your driving performance by logging into your Citroën Telematics Portal.