AA Warranty
Mechanical Breakdown Insurance
Gold Cover (summary)
All mechanical and electrical Components* and associated labour costs of the insured Vehicle are covered, provided they are of the original manufacturer's specification.
Oil Seals & Gaskets
All oil seals and gaskets are covered for sudden failure (except where the failure is due to Wear and Tear).
Timing Belt
If the timing belt has been changed in accordance with the timelmileage requirements specified by the manufacturer (receipt required) it will be covered against mechanical Breakdown.
Casings
Should the failure of a covered Component result in damage to any associated casing the replacement will constitute part of the claim within the Insurance Claims Limits.
Working Materials
Where an authorised repair requires the replacement or topping up of oils, antifreeze or other fluids, or replacement of the oil filter, these will also constitute part of the claim within the Insurance Claims Limits.
The following will only be included if selected as optional additional cover items on the Schedule, and the appropriate additional premiums paid.
Turbocharger/Supercharger/Kompressor
The complete unit is covered providing it is of original manufacturer’s equipment (including the wastegate if it is an integral part of the unit and cannot be bought separately).
Anti-Lock Brake System (ABS)
Factory fitted anti-lock braking systems are covered. (Excluding: wiring and connection faults).
Catalytic Converter
The factory fitted catalytic converter is covered for mechanical Breakdown (excludes damage
caused by impact, corrosion or incorrect grade or type of fuel).
Air Conditioning/Climate Control
Factory fitted air conditioning systems are covered (Excluding pipes, unions, wiring and receiver drier).
Re-gassing
Within the limits of indemnity, where the replacement of a covered Component requires regassing of the system, a
maximum of £40.00 Inc. VAT will be contributed (routine maintenancelre-gassing is not covered).
*Certain Components are excluded. Your Insurance document contains the full list of these exclusions.
At Wilsons we have a dedicated finance
team available to help you choose the right finance solution
for your new vehicle. Simply call or visit one of our
showrooms and we'll tailor a finance package to suit your
needs.
Featured below are the most common forms of car
finance that we offer.
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| Personal Contract Purchase (PCP) |
PCP's can operate
over terms of 18 months upto 42 months; at the beginning of
the period the customer will pay a deposit and have set montly
repayments. At the end of the contract there are three options
facing the customer:
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| OPTION 1 |
Start the process
all over again by coming back to Wilsons, trading in the car
and paying off the Minimum Guaranteed Future Value (MGFV) to
the finance company. Any surplus can then be put towards the
deposit on a new car. Alternatively, the car can be sold
privately, keeping any surplus in excess of the MGFV.
|
| OPTION 2 |
Return the car and
walk away. If the market conditions have changed and the car
is worth less than the MGFV, the lender will absorb any loss.
Provided the vehicle is in good condition for its age and does
not exceed the agreed mileage.
|
| OPTION 3 |
Keep the car by
paying off the MGFV. Even if the vehicle is worth more, the
customer only has to find the agreed MGFV set at the outset of
your finance plan.
Both new and used vehicles can be
purchased on a PCP plan.
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| Hire Purchase (HP) |
This is the most
common form of car finance after PCP's. The customer pays the
cost of the vehicle plus interest in fixed installments over a
pre-determined contract period of upto 5 years. If all the
payments are satisfied, full ownership passes to the customer
when the final installment is paid. As the customer does not
own the vehicle untill all the payments have been met, the
lender still has the right of repossession, should the
customer be in default under the terms of agreement. |
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* Licensed credit
brokers. Finance subject to status. Written details
available upon request.
We reserve the right to
alter offers without prior
notice. |
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